The Constant Chase Between Income and Expenses
Hi everyone, I am back from a long hiatus, charot!
And I am back with a more sensible topic which is every working parent's dilemna.
Yes, me included struggles like most of us. We don't know what to do in order for this constant chase to stop.
Been a sole provider for my own family for more than 3 years now and up until now I am still facing the same problem.
I don't know why, I don't spend naman in unnecessary stuff, or have I?
I can't even buy things for myself now. It's just that, when pay day's up everything just go to paying all the debts, wait, what's that debt for? For our everyday survival, of course. I really need to manage my finances already because it's already consuming me.
When was the last time I indulge in buying something that I really want? My bucket list hasn't been touched for months now.
The places I want to travel with my family is still a dream vacation.
I want to do something for me to realize all my desires.
My House, a more comfortable one for my family;
My ride, so that it will be convenient for me to go to work
more travel, I really need to do this now for my child's childhood memories;
I don't pay that much but better than what the rest of employees in our place is receiving,
but I believe that if my finances is managed properly, It will be a big relief not to think that
when pay time comes, it will all go to the debts.
My plan to solve this crisis in our finances is first, loan an amount to get the necessary papers of Papay so that he can start looking for job, with him working,
I can get help in our expenses and spare some amount for our house,
second, settle the debts beside the government loans,
minimize unnecessary spending.
I am crossing my fingers that everything will run smoothly as what I have planned.
Praying to that of course!
fingers crossed,
Mamay
And I am back with a more sensible topic which is every working parent's dilemna.
Yes, me included struggles like most of us. We don't know what to do in order for this constant chase to stop.
Been a sole provider for my own family for more than 3 years now and up until now I am still facing the same problem.
I don't know why, I don't spend naman in unnecessary stuff, or have I?
I can't even buy things for myself now. It's just that, when pay day's up everything just go to paying all the debts, wait, what's that debt for? For our everyday survival, of course. I really need to manage my finances already because it's already consuming me.
When was the last time I indulge in buying something that I really want? My bucket list hasn't been touched for months now.
The places I want to travel with my family is still a dream vacation.
I want to do something for me to realize all my desires.
My House, a more comfortable one for my family;
My ride, so that it will be convenient for me to go to work
more travel, I really need to do this now for my child's childhood memories;
I don't pay that much but better than what the rest of employees in our place is receiving,
but I believe that if my finances is managed properly, It will be a big relief not to think that
when pay time comes, it will all go to the debts.
My plan to solve this crisis in our finances is first, loan an amount to get the necessary papers of Papay so that he can start looking for job, with him working,
I can get help in our expenses and spare some amount for our house,
second, settle the debts beside the government loans,
minimize unnecessary spending.
I am crossing my fingers that everything will run smoothly as what I have planned.
Praying to that of course!
fingers crossed,
Mamay
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