On Getting a Loan
I am feeling giddy right now. I am so excited to build our own house. I want to go home in a home where I can say that it is the fruit of our hard work and of course, hard work in getting a loan. Because let's admit that, it's really hard to build a house with our savings because we can't even start to save. haha! But even though, I will be getting a loan just to have a house, I will be paying for it, so still, it is fruit of my work. But I am having trouble deciding where to get a loan. Haha! I am torn between getting a loan with this bank that offers bigger amount in 1% interest or with the COOP that I am thinking of joining that offers not that big amount but I get to have my share and savings. Hmm.. I really need to decide now. For me, who'll process faster and the one that will not cause me much hassle, I am with them. Because I need to get it ASAP, because there are still things that I need to settle besides building our house. I need to clear out my debts first...